EMV credit card processing is now available with Insight Software and Cayan!

Also referred to as Chip and PIN, EMV technology is a more secure method of accepting credit and debit cards. EMV uses a tokenization process so that no sensitive information is sent between the payment terminal and bank.

As magnetic strips are easier to duplicate than the smart chips, retailers who continue to use traditional payment terminals become a greater target for fraudsters. As such, most credit card companies including VISA and MasterCard now hold retailers liable for credit and debit card fraud when transactions are not processed through EMV terminals. Thus, businesses who do not adopt this new technology risk a significant loss in profit.

[button name=”Sign Up Now” color=”pink” url=”#SignUpNow”]

Or call 1-888-919-5841 to learn more!

[newsection class=”blue” last=”false”]

Hardware

To accept these new cards with smart chips embedded, retailers must purchase or rent an EMV-certified terminal. The Verifone MX 915, available from Cayan, retails for $536, but Insight has negotiated a special rate for our valued clients of $10 / month.

The MX 915 features a 4.3” color display, a high-speed processor, and a signature capture function. The device accepts payments via the EMV chip, the traditional swipe, and smartphones (NFC).

[/newsection]

Frequently Asked Questions

[onethird]

Why use Insight payment processing?

Accepting credit and debit card payments speed up your checkout process while ensuring cardholder and transaction data is secure.

• Efficiency – reduce errors and run recurring payments
• Security – safely process payments and protect cardholder and transaction data
• Cost Effectiveness – no processing fee through Insight; competitive rates with Cayan

[/onethird][onethird]

How much will I get back as a recurring credit?

The amount varies and will differ for every client. Residual fees are calculated based on several factors including the number of credit or debit transactions, the average amount per payment, and the type of card used.

Some clients who process low amounts may only get a couple dollars back, but others may receive enough to cover their Insight subscription, support fees, POS hardware or apply to add-ons (such as SMS or gift cards).

[/onethird][onethirdlast]

Why does Insight receive credit card residuals?

Credit card merchants pay software companies a small portion of the revenue generated from your credit card fees in order to help cover the costs of ongoing development, technology upgrades, and security certifications.

[/onethirdlast]

[newsection class=”grey” last=”false”]

Start Processing Credit Cards

Call 1-888-919-5841 or send us a message below to get started or to learn more processing credit cards with Insight!

[contact-form-7 id=”3669″ title=”Contact Us – short” html_id=”CCI-Offer-Contact-Form” html_class=”form contact-form”]

[/newsection]

Terms and Conditions

(1) Credits can be applied towards Insight Software subscriptions, support, add-ons, and hardware. (2) Credits can only be applied towards Insight Software monthly subscriptions once per year or whenever the credit balance exceeds the subscription fee. (3) The recurring credit promotion is only valid for clients who are new to Cayan and who have not processed credit cards through Insight Software previously. (4) The credit value is dependent on a number of factors such as the number of credit/debit transactions, average amount per payment, and type of card used. (5) Please allow up to 90 days for credits to be applied to your Insight Software account. (6) Credit balances may be checked within Insight Software (internet connection required) or by calling the Insight Sales Office. (7) Syntec Business Systems reserves the right to end the promotion and the recurring credit program at any time.